The Best Interest Savings Accounts for 2023

Finding the best high-yield savings accounts for 2023 can help you maximize your savings and earn more interest on your money. Here are some top options to consider:

1. Ally Bank High-Yield Savings Account:

• APY: Competitive rates
• No minimum deposit or monthly fees
• 24/7 customer support
• Easy-to-use online and mobile banking

2. Marcus by Goldman Sachs Online Savings Account:

• Competitive APY
• No minimum deposit
• No transaction fees
• User-friendly online platform

3. Discover Online Savings Account:

• Competitive APY
• No minimum deposit or monthly fees
• 24/7 customer service
• Mobile app for easy account management

4. Capital One 360 Performance Savings:

• Competitive APY
• No minimum deposit or fees
• Easy online and mobile banking
• Automatic savings plan options

5. CIT Bank Savings Builder:

• Competitive APY
• Requires a minimum balance or monthly deposit to earn the highest rate
• No monthly fees
• User-friendly online platform

6. Synchrony High-Yield Savings:

• Competitive APY
• No minimum deposit or monthly fees
• ATM card available for easy access to funds
• Online and mobile banking

7. American Express® High Yield Savings Account:

• Competitive APY
• No minimum deposit or fees
• 24/7 customer support
• Linked accounts for easy transfers

8. Barclays Online Savings Account:

• Competitive APY
• No minimum deposit or monthly fees
• 24/7 secure online access
• Savings assistant tool to help set savings goals

9. Chime High-Yield Savings Account:

• Competitive APY
• No minimum deposit or monthly fees
• Round-up feature for automated savings
• Mobile app for banking on the go

10. Varo Savings Account:

• Competitive APY
• No minimum balance or monthly fees
• Save Your Pay feature for automatic savings
• Integrated with Varo Bank Account

When choosing a high-yield savings account, consider factors such as the annual percentage yield (APY), minimum deposit requirements, fees, ease of access to funds, and customer support. Additionally, think about your savings goals and whether the bank offers features like automated savings plans or tools to help you track your progress.

It’s essential to compare the terms and benefits of different savings accounts to find the one that best suits your financial needs and helps you achieve your savings goals in 2023.